About Hardin Insurance Inc.

Founded on January 15, 1985, Hardin Insurance Inc. began as Mike Hardin Agency, proudly representing American National Insurance Company as a personal lines captive agency. Initially, all products offered were underwritten by American National and its subsidiaries, with a mission to assist clients in identifying their insurance needs and crafting tailored portfolios to meet those requirements.

In 1994, Mike Hardin earned his Certified Financial Planning designation from the College for Financial Planning in Denver, Colorado, enhancing his ability to support clients with specialized investment needs. Concurrently, Candy Hardin expertly managed property and casualty insurance policy administration.

In 2006, American National made the difficult decision to exit the Florida market due to hurricane-related risks, prompting a pivotal choice for the agency. Committed to ensuring continued protection for clients, Mike transitioned the agency to an independent model, incorporating as Hardin Insurance Inc. This shift allowed the agency to partner with multiple financially stable carriers eager to serve Florida’s market. By carefully evaluating each company’s ability to meet claims and aligning with those best suited to client needs, Hardin Insurance Inc. solidified its commitment to reliability and trust.

As an independent agency, Hardin Insurance Inc. expanded its expertise to include business and commercial insurance, forging strong relationships with regional general agencies to deliver comprehensive solutions. The agency’s dedication to understanding underwriting, pricing, and risk analysis across 18 carriers ensures clients receive optimal coverage tailored to their unique circumstances. Today, Hardin Insurance Inc. remains steadfast in its mission to provide education, guidance, and superior insurance solutions. With a personal touch and professional approach, the agency serves a growing community—including Mike’s family of nine children—delivering peace of mind and security. Guided by the principle of treating every individual with respect and dignity, Hardin Insurance Inc. empowers clients to protect their loved ones and assets with confidence.

Our Vision: To uphold integrity and care in every interaction, ensuring clients have the tools to safeguard what matters most, in accordance with the timeless value of treating others as we would wish to be treated.